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    WACO FEDERAL CREDIT UNION was chartered on October 17, 1949. We are now celebrating fifty years of member service. Then, as now, we operate under the credit union philosophy of "Not for profit, not for charity, but for service".

    WACO FEDERAL CREDIT UNION is a 100% member owned, not for profit financial cooperative. Our profits are returned to our members in the form of competitive loan rates and savings dividends. Our board of directors is elected by our members, for service to our members.

    WACO FEDERAL CREDIT UNION offers a variety of savings and loan products along with many other convenient services including:

    • 24 hour automated touch-tone service
    • teller checks
    • money orders
    • traveler's checks
    • notary service
    • safe deposit boxes
    • discount theme park tickets
    • online banking
    • Billpayer
    • E-Statements


    Our lobby is open Monday through Thursday, from 9:00 a.m. until 3:00 p.m., and on Friday from 9:00 a.m. until 5:00 p.m..

    Our drive thru is open Monday through Thursday, from 7:30 a.m. until 5:30 p.m., and on Friday from 7:30 a.m. until 6:00 p.m.. The drive thru service is also available on Saturday, from 9:00 a.m. until 1:00 p.m..

    WACO Federal Credit Union - © 1999